<\/p>\n
*T\u00e1c gi\u1ea3 c\u1ee7a b\u00e0i vi\u1ebft l\u00e0 Ramit Sethi. \u00d4ng l\u00e0 t\u00e1c gi\u1ea3 c\u1ee7a cu\u1ed1n s\u00e1ch “best-seller” c\u1ee7a New York Times “I Will Teach You To Be Rich”. Sethi gi\u1edd \u0111\u00e2y \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t “b\u1eadc th\u1ea7y” trong l\u0129nh v\u1ef1c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh cho h\u00e0ng tri\u1ec7u \u0111\u1ed9c gi\u1ea3 \u1edf \u0111\u1ed9 tu\u1ed5i 20 \u0111\u1ebfn 40. \u00d4ng l\u00e0 m\u1ed9t tri\u1ec7u ph\u00fa t\u1ef1 th\u00e2n, \u0111i l\u00ean nh\u1edd t\u1ea1o m\u1ed9t trang web, vi\u1ebft s\u00e1ch v\u00e0 m\u1edf c\u00e1c kho\u00e1 h\u1ecdc t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/i><\/p>\n
Th\u00f4ng th\u01b0\u1eddng, m\u1ecdi ng\u01b0\u1eddi c\u00f3 r\u1ea5t nhi\u1ec1u l\u00fd do \u0111\u1ec3 qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c \u0111\u00fang c\u00e1ch. M\u1ed9t trong nh\u1eefng l\u00fd do \u0111\u00f3 kh\u00e1 h\u1ee3p l\u00fd, nh\u01b0ng h\u1ea7u h\u1ebft ch\u1ec9 l\u00e0 nh\u1eefng “nguy\u00ean c\u1edb” \u0111\u1ec3 che \u0111\u1eady s\u1ef1 l\u01b0\u1eddi bi\u1ebfng v\u00e0 kh\u00f4ng d\u00e0nh 10 ph\u00fat \u0111\u1ec3 nghi\u00ean c\u1ee9u v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y.<\/p>\n
D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng b\u01b0\u1edbc \u0111\u1ec3 “v\u01b0\u1ee3t qua” nh\u1eefng l\u1eddi n\u00f3i d\u1ed1i c\u1ee7a ng\u01b0\u1eddi tr\u1ebb v\u1ec1 ti\u1ec1n b\u1ea1c m\u00e0 h\u1ecd th\u01b0\u1eddng t\u1ef1 nh\u1ee7 v\u1edbi b\u1ea3n th\u00e2n:<\/p>\n
1. “T\u00f4i c\u1ea7n t\u1eadp trung v\u00e0o vi\u1ec7c t\u1ea1o ra thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng”<\/b><\/p>\n
H\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi tr\u1ebb m\u1edbi \u0111i l\u00e0m, kh\u00f4ng c\u1ea7n t\u1eadp trung v\u00e0o thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng. Thay v\u00e0o \u0111\u00f3, h\u1ecd n\u00ean n\u1ed7 l\u1ef1c nhi\u1ec1u h\u01a1n \u0111\u1ec3 c\u1ea3i thi\u1ec7n m\u1ee9c thu nh\u1eadp ch\u1ee7 \u0111\u1ed9ng, b\u1eb1ng c\u00e1ch t\u1eadp trung v\u00e0o s\u1ef1 nghi\u1ec7p c\u1ee7a ch\u00ednh m\u00ecnh. H\u1ecd c\u00f3 th\u1ec3 l\u00e0m \u0111i\u1ec1u n\u00e0y b\u1eb1ng c\u00e1ch trau d\u1ed3i k\u1ef9 n\u0103ng l\u00e0m vi\u1ec7c, gi\u1ea3i quy\u1ebft nhi\u1ec1u v\u1ea5n \u0111\u1ec1 h\u01a1n cho s\u1ebfp v\u00e0 th\u1ec3 hi\u1ec7n xu\u1ea5t s\u1eafc h\u01a1n \u0111\u1ed3ng nghi\u1ec7p.<\/p>\n
R\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng th\u00edch nghe \u0111i\u1ec1u n\u00e0y, b\u1edfi c\u00f3 ngh\u0129a l\u00e0 thay v\u00ec m\u01a1 m\u1ed9ng v\u1ec1 vi\u1ec7c ki\u1ebfm 500 USD\/ng\u00e0y t\u1eeb thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng, h\u1ecd ph\u1ea3i b\u1eaft tay v\u00e0o th\u1ef1c hi\u1ec7n nh\u1eefng vi\u1ec7c m\u1ed9t c\u00e1ch th\u1ef1c t\u1ebf.<\/p>\n
T\u00f4i c\u0169ng ch\u1ee9ng ki\u1ebfn nh\u1eefng ng\u01b0\u1eddi l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9, nh\u01b0ng h\u1ecd e ng\u1ea1i khi y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c t\u0103ng l\u01b0\u01a1ng v\u00ec “c\u00f4ng ty kh\u00f4ng c\u00f3 qu\u1ef9” hay b\u1edfi “n\u1ec1n kinh t\u1ebf \u0111ang c\u00f3 di\u1ec5n bi\u1ebfn t\u1ed3i t\u1ec7.” T\u1ea1i sao? B\u1edfi m\u1ecdi th\u1ee9 s\u1ebd d\u1ec5 d\u00e0ng h\u01a1n n\u1ebfu ch\u00fang ta ch\u1ea5p nh\u1eadn nh\u1eefng y\u1ebfu t\u1ed1 n\u1eb1m ngo\u00e0i t\u1ea7m ki\u1ec3m so\u00e1t (nh\u01b0 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf gi\u1ea3m t\u1ed1c) \u0111i\u1ec1u khi\u1ec3n, th\u00ec vi\u1ec7c n\u1ed7 l\u1ef1c s\u1ebd b\u1edbt \u00e1p l\u1ef1c h\u01a1n.<\/p>\n
Gi\u1ea3i ph\u00e1p: <\/b>L\u00e0m vi\u1ec7c th\u1eadt ch\u0103m ch\u1ec9 v\u00e0 th\u1ef1c hi\u1ec7n nh\u1eefng nhi\u1ec7m v\u1ee5 \u0111\u01b0\u1ee3c giao hi\u1ec7u qu\u1ea3 h\u01a1n, t\u1eeb \u0111\u00f3 b\u1ea1n c\u00f3 th\u1ec3 ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n. N\u1ebfu vi\u1ec7c t\u0103ng l\u01b0\u01a1ng kh\u00f4ng \u0111\u01b0\u1ee3c c\u00e2n nh\u1eafc, h\u00e3y t\u00ecm m\u1ed9t c\u00f4ng vi\u1ec7c kh\u00e1c v\u1edbi m\u1ee9c l\u01b0\u01a1ng \u1ed5n h\u01a1n.<\/p>\n
2. “N\u1ebfu t\u00f4i n\u1ed7 l\u1ef1c h\u01a1n, th\u00ec t\u00f4i c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n”<\/b><\/p>\n
Ch\u00fang ta \u0111\u1ec1u bi\u1ebft r\u1eb1ng ch\u00fang ta c\u1ea7n ti\u1ebft ki\u1ec7m ti\u1ec1n, c\u0169ng gi\u1ed1ng nh\u01b0 c\u00e1ch suy ngh\u0129 ch\u00fang ta ph\u1ea3i t\u1eadp th\u1ec3 thao nhi\u1ec1u h\u01a1n, \u0103n u\u1ed1ng l\u00e0nh m\u1ea1nh h\u01a1n v\u00e0 li\u00ean l\u1ea1c th\u01b0\u1eddng xuy\u00ean v\u1edbi gia \u0111\u00ecnh. Tuy nhi\u00ean, c\u00f3 nh\u1eefng r\u00e0o c\u1ea3n kh\u00f4ng d\u1ec5 d\u00e0ng \u0111\u1ec3 v\u01b0\u1ee3t qua khi th\u1ef1c hi\u1ec7n t\u1ea5t c\u1ea3 nh\u1eefng \u0111i\u1ec1u n\u00e0y.<\/p>\n
\u0110\u01a1n gi\u1ea3n ch\u1ec9 l\u00e0 “c\u1ed1 g\u1eafng h\u01a1n” s\u1ebd kh\u00f4ng gi\u00fap b\u1ea1n th\u00e0nh c\u00f4ng (th\u1eadm ch\u00ed c\u00f3 nhi\u1ec1u nghi\u00ean c\u1ee9u c\u0169ng cho th\u1ea5y \u0111i\u1ec1u t\u01b0\u01a1ng t\u1ef1). C\u1ed1 g\u1eafng ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1eb1ng c\u00e1ch mua nh\u1eefng m\u00f3n \u0111\u1ed3 gi\u00e1 r\u1ebb h\u01a1n l\u00e0 ch\u01b0a \u0111\u1ee7 v\u00e0 b\u1edbt u\u1ed1ng cafe ngo\u00e0i ti\u1ec7m c\u0169ng v\u1eady.<\/p>\n
\u0110\u1ec3 th\u1ea5y \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 kh\u1ea3 quan, b\u1ea1n th\u1ef1c s\u1ef1 c\u1ea7n ph\u1ea3i ng\u1ed3i xu\u1ed1ng v\u00e0 tr\u00f2 chuy\u1ec7n v\u1edbi ch\u00ednh b\u1ea3n th\u00e2n v\u1ec1 nh\u1eefng g\u00ec c\u1ea7n ph\u1ea3i l\u00e0m, t\u1eebng b\u01b0\u1edbc m\u1ed9t. H\u00e3y nh\u00ecn v\u00e0o t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n v\u00e0 t\u1ef1 h\u1ecfi: M\u00ecnh \u0111ang c\u1ed1 g\u1eafng l\u00e0m \u0111i\u1ec1u g\u00ec m\u00e0 t\u1ed1 nhi\u1ec1u c\u00f4ng s\u1ee9c, nh\u01b0ng l\u1ea1i kh\u00f4ng ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n? \u0110i\u1ec1u g\u00ec kh\u00f4ng c\u00f3 hi\u1ec7u qu\u1ea3 d\u00f9 b\u1ea1n c\u00f3 n\u1ed7 l\u1ef1c \u0111\u1ebfn m\u1ee9c n\u00e0o? L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 khi\u1ebfn m\u1ecdi th\u1ee9 tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n?<\/p>\n
Gi\u1ea3i ph\u00e1p:<\/b> “T\u1ef1 \u0111\u1ed9ng ho\u00e1” v\u00ed ti\u1ec1n, v\u00e0 b\u1ea1n kh\u00f4ng ph\u1ea3i suy ngh\u0129 qu\u00e1 nhi\u1ec1u.<\/p>\n
3. “T\u00f4i s\u1ebd duy tr\u00ec b\u1ea3ng chi ti\u00eau h\u1ee3p l\u00fd.”<\/b><\/p>\n
H\u1ea7u h\u1ebft ch\u00fang ta \u0111\u1ec1u c\u00f3 \u0111\u1ed9ng l\u1ef1c v\u00e0 quy\u1ebft \u0111\u1ecbnh r\u1eb1ng: “T\u00f4i s\u1ebd b\u1eaft \u0111\u1ea7u duy tr\u00ec b\u1ea3ng chi ti\u00eau h\u1ee3p l\u00fd.” T\u1ea1o b\u1ea3ng chi ti\u00eau h\u1ee3p l\u00fd \u0111\u1ec3 c\u1eaft gi\u1ea3m chi ti\u00eau l\u00e0 m\u1ed9t trong nh\u1eefng l\u1eddi khuy\u00ean v\u00f4 gi\u00e1 tr\u1ecb nh\u1ea5t m\u00e0 c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u0111\u01b0a ra. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi r\u1ea5t c\u1ed1 g\u1eafng ti\u1ebft ki\u1ec7m \u0111\u00e3 th\u1ea5t b\u1ea1i sau \u0111\u00f3 v\u00e0i ng\u00e0y v\u00ec cu\u1ed1i c\u00f9ng h\u1ecd nh\u1eadn ra r\u1eb1ng \u0111i\u1ec1u \u0111\u00f3 th\u1ef1c s\u1ef1 kh\u00f3 kh\u0103n khi theo d\u00f5i t\u1eebng xu h\u1ecd b\u1ecf ra.<\/p>\n
Thay v\u00ec duy tr\u00ec kho\u1ea3n ti\u1ec1n chi ti\u00eau h\u1ee3p l\u00fd, t\u00f4i khuy\u00ean b\u1ea1n n\u00ean t\u1ea1o “K\u1ebf ho\u1ea1ch chi ti\u00eau c\u00f3 \u00fd th\u1ee9c”. Theo t\u00f4i, \u0111\u00e2y l\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c khi\u1ebfn b\u1ea1n ph\u1ea3i lo cho t\u01b0\u01a1ng lai, trong khi v\u1eabn cho ph\u00e9p b\u1ea1n chi ti\u1ec1n cho nh\u1eefng th\u1ee9 b\u1ea1n y\u00eau th\u00edch – mi\u1ec5n l\u00e0 c\u1eaft gi\u1ea3m chi ti\u00eau cho nh\u1eefng th\u1ee9 b\u1ea1n kh\u00f4ng th\u00edch.\u00a0<\/p>\n
Gi\u1ea3i ph\u00e1p:<\/b> T\u1ea1o “K\u1ebf ho\u1ea1ch chi ti\u00eau c\u00f3 \u00fd th\u1ee9c” b\u1eb1ng c\u00e1ch ph\u00e2n chia thu nh\u1eadp c\u1ee7a b\u1ea1n th\u00e0nh 4 m\u1ee5c sau:<\/p>\n
\u00b7<\/b> C\u00e1c kho\u1ea3n ph\u00ed c\u1ed1 \u0111\u1ecbnh: Ti\u1ec1n nh\u00e0, \u0111i ch\u1ee3, ho\u00e1 \u0111\u01a1n d\u1ecbch v\u1ee5 (50 \u0111\u1ebfn 60% thu nh\u1eadp).<\/p>\n
\u00b7<\/b> \u0110\u1ea7u t\u01b0 d\u00e0i h\u1ea1n (kho\u1ea3ng 10% thu nh\u1eadp).<\/p>\n
\u00b7<\/b> C\u00e1c kho\u1ea3n “t\u1ed9i l\u1ed7i”: \u0102n u\u1ed1ng, xem phim, mua s\u1eafm (20 \u0111\u1ebfn 35% thu nh\u1eadp).<\/p>\n
\u00b7<\/b> Ti\u1ebft ki\u1ec7m: Qu\u00e0 t\u1eb7ng d\u1ecbp l\u1ec5, \u0111i ngh\u1ec9… (5 \u0111\u1ebfn 10% thu nh\u1eadp).<\/p>\n
S\u1eafp x\u1ebfp chi ti\u00eau theo c\u00e1ch n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng m\u00ecnh c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 thanh to\u00e1n nh\u1eefng kho\u1ea3n chi ph\u00ed quan tr\u1ecdng tr\u01b0\u1edbc ti\u00ean. Sau \u0111\u00f3, s\u1ed1 c\u00f2n l\u1ea1i c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ti\u1ebft ki\u1ec7m v\u00e0 chi ti\u00eau h\u00e0ng ng\u00e0y.\u00a0<\/p>\n
4. “B\u1ea1n b\u00e8 ki\u1ebfm \u0111\u01b0\u1ee3c \u00edt ti\u1ec1n h\u01a1n t\u00f4i, nh\u01b0ng h\u1ecd v\u1eabn \u0111i ngh\u1ec9 t\u1edbi 4 l\u1ea7n\/n\u0103m!”<\/b><\/p>\n
Theo \u0111\u00f3, b\u1ea1n b\u00e8 c\u1ee7a b\u1ea1n l\u00e0 nh\u1eefng ng\u01b0\u1eddi tu\u00e2n th\u1ee7 r\u1ea5t nghi\u00eam ng\u1eb7t k\u1ebf ho\u1ea1ch chi ti\u00eau c\u00f3 \u00fd th\u1ee9c, ho\u1eb7c ho\u00e0n to\u00e0n kh\u00f4ng bi\u1ebft c\u00e1ch qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c. T\u1ea1i sao b\u1ea1n nh\u00ecn v\u00e0o nh\u1eefng ng\u01b0\u1eddi b\u1ea1n v\u1edbi quy\u1ebft \u0111\u1ecbnh chi ti\u00eau m\u1ed9t c\u00e1ch b\u00ecnh th\u01b0\u1eddng v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 kh\u00f4ng c\u00f3 g\u00ec \u0111\u1eb7c bi\u1ec7t, v\u00e0 coi \u0111\u00f3 h\u00ecnh m\u1eabu?<\/p>\n
Gi\u1ea3i ph\u00e1p:<\/b> T\u1eadp trung v\u00e0o m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n v\u00e0 n\u1ed7 l\u1ef1c tr\u1edf gi\u00fap b\u1ea3n th\u00e2n tr\u1edf th\u00e0nh m\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh chi ti\u00eau m\u1ed9t c\u00e1ch c\u00f3 \u00fd th\u1ee9c. Kh\u00f4ng l\u1ea5y nh\u1eefng ng\u01b0\u1eddi th\u1ec3 hi\u1ec7n b\u1eb1ng c\u00e1ch ti\u00eau nhi\u1ec1u ti\u1ec1n \u0111\u1ec3 l\u00e0m g\u01b0\u01a1ng.<\/p>\n
5. “T\u00f4i s\u1ebd b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0.”<\/b><\/p>\n
H\u1ecfi b\u1ea5t c\u1ee9 ai trong s\u1ed1 nh\u1eefng ng\u01b0\u1eddi b\u1ea1n v\u1ec1 vi\u1ec7c h\u1ecd \u0111\u00e3 \u0111\u1ea7u t\u01b0 bao nhi\u00eau ti\u1ec1n v\u00e0o ch\u1ee9ng kho\u00e1n, h\u1ea7u h\u1ebft trong s\u1ed1 \u0111\u00f3 s\u1ebd n\u00f3i r\u1eb1ng “h\u1ecd kh\u00f4ng ki\u1ebfm \u0111\u1ee7 ti\u1ec1n” ho\u1eb7c “kh\u00f4ng \u0111\u1ee7 chuy\u00ean m\u00f4n” \u0111\u1ec3 l\u00e0m \u0111i\u1ec1u \u0111\u00f3.<\/p>\n
B\u1edfi v\u1eady, nhi\u1ec1u ng\u01b0\u1eddi n\u00f3i r\u1eb1ng h\u1ecd “\u0111ang s\u1ebd b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0” v\u00e0 sau \u0111\u00f3 l\u1ea1i kh\u00f4ng l\u00e0m g\u00ec. \u0110\u00f3 l\u00e0 b\u1edfi h\u1ecd kh\u00f4ng ngh\u0129 r\u1eb1ng h\u1ecd c\u00f3 kh\u1ea3 n\u0103ng hi\u1ec3u nh\u1eefng \u0111i\u1ec1u c\u01a1 b\u1ea3n, v\u00e0 kh\u00f4ng mu\u1ed1n m\u1ea1o hi\u1ec3m \u0111\u1ec3 m\u1ea5t s\u1ed1 ti\u1ec1n ki\u1ebfm \u0111\u01b0\u1ee3c. Th\u1ebf nh\u01b0ng, c\u1ee9 m\u1ed7i ng\u00e0y b\u1ea1n kh\u00f4ng \u0111\u1ea7u t\u01b0, th\u00ec b\u1ea1n s\u1ebd m\u1ea5t ti\u1ec1n v\u00ec l\u1ea1m ph\u00e1t. V\u00e0 b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 nh\u1eadn ra \u0111i\u1ec1u n\u00e0y cho \u0111\u1ebfn khi 70 tu\u1ed5i, l\u00fac \u0111\u00f3 \u0111\u00e3 l\u00e0 qu\u00e1 mu\u1ed9n.<\/p>\n
Gi\u1ea3i ph\u00e1p:<\/b> B\u1ea5t k\u1ef3 v\u1ea5n \u0111\u1ec1 m\u1edbi n\u00e0o c\u0169ng khi\u1ebfn b\u1ea1n c\u1ea3m th\u1ea5y cho\u00e1ng ng\u1ee3p (v\u00ed d\u1ee5 nh\u01b0 \u00e1p d\u1ee5ng ch\u1ebf \u0111\u1ed9 \u0103n m\u1edbi, ch\u1ebf \u0111\u1ed9 t\u1eadp luy\u1ec7n, nu\u00f4i d\u1ea1y con c\u00e1i). C\u00e2u tr\u1ea3 l\u1eddi \u0111\u1ec3 tr\u00e1nh \u0111\u00f3 l\u00e0 ch\u1ecdn m\u1ed9t ngu\u1ed3n \u0111\u00e1ng tin c\u1eady \u0111\u1ec3 h\u1ecdc h\u1ecfi sau \u0111\u00f3 \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch nghi\u00eam t\u00fac.<\/p>\n
6. “Mong mu\u1ed1n ‘tr\u1edf n\u00ean gi\u00e0u c\u00f3’ l\u00e0 \u0111i\u1ec1u t\u1ed3i t\u1ec7.”<\/b><\/p>\n
Suy ngh\u0129 qu\u00e1 nhi\u1ec1u v\u1ec1 ti\u1ec1n b\u1ea1c v\u00e0 b\u1ecb l\u00f2ng tham “nu\u1ed1i ch\u1eedng” l\u00e0 kh\u00f4ng hay, nh\u01b0ng mong mu\u1ed1n c\u00f3 m\u1ed9t t\u01b0\u01a1ng lai t\u1ed1t \u0111\u1eb9p h\u01a1n cho b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n l\u1ea1i l\u00e0 \u0111i\u1ec1u tuy\u1ec7t v\u1eddi.<\/p>\n
C\u00f3 nhi\u1ec1u ti\u1ec1n h\u01a1n s\u1ebd m\u1edf ra r\u1ea5t nhi\u1ec1u c\u01a1 h\u1ed9i cho b\u1ea1n v\u00e0 nh\u1eefng ng\u01b0\u1eddi xung quanh. Nh\u01b0 t\u00f4i \u0111\u00e3 n\u00f3i nhi\u1ec1u l\u1ea7n, tr\u1edf n\u00ean gi\u00e0u c\u00f3 kh\u00f4ng ch\u1ec9 l\u00e0 li\u00ean quan \u0111\u1ebfn ti\u1ec1n b\u1ea1c, \u0111\u00f3 l\u00e0 vi\u1ec7c b\u1ea1n s\u1ed1ng m\u1ed9t cu\u1ed9c s\u1ed1ng gi\u00e0u sang. C\u00f2n s\u1ed1ng m\u1ed9t cu\u1ed9c s\u1ed1ng gi\u00e0u sang mang nhi\u1ec1u \u00fd ngh\u0129a kh\u00e1c nhau v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00e1c nhau.<\/p>\n
\u0110\u1ed1i v\u1edbi m\u1ed9t s\u1ed1, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 c\u00f3 s\u1ef1 t\u1ef1 do t\u00e0i ch\u00ednh \u0111\u1ec3 chi ti\u00eau m\u1ed9t c\u00e1ch xa hoa ph\u1ee5c v\u1ee5 s\u1edf th\u00edch c\u1ee7a h\u1ecd. \u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00e1c th\u00ec gi\u00e0u c\u00f3 l\u00e0 c\u00f3 th\u1eadt nhi\u1ec1u ti\u1ec1n \u0111\u1ec3 tr\u1ea3 cho ng\u01b0\u1eddi gi\u00fap vi\u1ec7c m\u1ed7i tu\u1ea7n. C\u00f2n v\u1edbi t\u00f4i, m\u1ed9t ph\u1ea7n c\u1ee7a cu\u1ed9c s\u1ed1ng gi\u00e0u c\u00f3 l\u00e0 t\u1ea1m xa c\u00f4ng vi\u1ec7c hi\u1ec7n t\u1ea1i \u0111\u1ec3 \u0111i ngh\u1ec9 trong 6 th\u00e1ng.<\/p>\n
Gi\u1ea3i ph\u00e1p: <\/b>Ngh\u0129 xem cu\u1ed9c s\u1ed1ng gi\u00e0u c\u00f3 mang \u00fd ngh\u0129a nh\u01b0 th\u1ebf n\u00e0o v\u1edbi b\u1ea1n v\u00e0 h\u00e3y \u0111\u1ec3 \u0111i\u1ec1u \u0111\u00f3 truy\u1ec1n c\u1ea3m h\u1ee9ng cho b\u1ea1n trong vi\u1ec7c ki\u1ebfm ti\u1ec1n.<\/p>\n<\/div>\n
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*T\u00e1c gi\u1ea3 c\u1ee7a b\u00e0i vi\u1ebft l\u00e0 Ramit Sethi. \u00d4ng l\u00e0 t\u00e1c gi\u1ea3 c\u1ee7a cu\u1ed1n s\u00e1ch “best-seller” c\u1ee7a New York Times “I Will Teach You To Be Rich”. Sethi gi\u1edd \u0111\u00e2y \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t “b\u1eadc th\u1ea7y” trong l\u0129nh v\u1ef1c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh cho h\u00e0ng tri\u1ec7u \u0111\u1ed9c gi\u1ea3 \u1edf \u0111\u1ed9 tu\u1ed5i 20 \u0111\u1ebfn […]<\/p>\n","protected":false},"author":2,"featured_media":4656,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\n
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*T\u00e1c gi\u1ea3 c\u1ee7a b\u00e0i vi\u1ebft l\u00e0 Ramit Sethi. \u00d4ng l\u00e0 t\u00e1c gi\u1ea3 c\u1ee7a cu\u1ed1n s\u00e1ch “best-seller” c\u1ee7a New York Times “I Will Teach You To Be Rich”. 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*T\u00e1c gi\u1ea3 c\u1ee7a b\u00e0i vi\u1ebft l\u00e0 Ramit Sethi. \u00d4ng l\u00e0 t\u00e1c gi\u1ea3 c\u1ee7a cu\u1ed1n s\u00e1ch “best-seller” c\u1ee7a New York Times “I Will Teach You To Be Rich”. 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