{"id":5377,"date":"2020-11-25T09:53:18","date_gmt":"2020-11-25T06:53:18","guid":{"rendered":"https:\/\/favorite-news.com\/pl\/banki-niechetne-zwracaniu-prowizji\/"},"modified":"2020-11-25T09:53:23","modified_gmt":"2020-11-25T06:53:23","slug":"banki-niechetne-zwracaniu-prowizji","status":"publish","type":"post","link":"https:\/\/favorite-news.com\/pl\/banki-niechetne-zwracaniu-prowizji\/","title":{"rendered":"Banki niech\u0119tne zwracaniu prowizji"},"content":{"rendered":"<p>Instytucje te nie rozliczaj\u0105 prawid\u0142owo koszt\u00f3w po\u017cyczek i kredyt\u00f3w konsumenckich sp\u0142aconych przed czasem, je\u015bli nast\u0105pi\u0142o to przed 11 wrze\u015bnia 2019 r.\u00a0Tego dnia Trybuna\u0142 Sprawiedliwo\u015bci Unii Europejskiej wyda\u0142 wyrok (sprawa C-383\/18) zawieraj\u0105cy interpretacj\u0119 art. 49 ustawy o kredycie konsumenckim (t.j. Dz.U. z 2019 r. poz. 1083), zgodnie z kt\u00f3r\u0105, je\u015bli klient sp\u0142aci\u0142 po\u017cyczk\u0119 przed terminem, instytucja finansowa musi odpowiednio obni\u017cy\u0107 jej koszty. Wi\u0119kszo\u015b\u0107 bank\u00f3w pos\u0142uguje si\u0119 tutaj zalecan\u0105 przez UOKiK metod\u0105 liniow\u0105, tzn. dzieli wszystkie podlegaj\u0105ce zwrotowi koszty pozaodsetkowe przez liczb\u0119 dni trwania umowy, a nast\u0119pnie mno\u017cy wynik przez liczb\u0119 dni, o kt\u00f3re j\u0105 skr\u00f3cono.<br \/>\nObu bankom grozi kara finansowa do 10 proc. obrotu z roku poprzedniego oraz nakaz usuni\u0119cia trwaj\u0105cych skutk\u00f3w naruszenia.\u00a0<br \/>\n<br \/>\n<!--noindex--><br \/>\n<a href=\"http:\/\/rss.gazetaprawna.pl\/~r\/GazetaPrawna-Finanse\/~3\/pKDCQlFQHX0\/1497029,banki-niechetne-zwracaniu-prowizji.html\" rel=\"nofollow\">Source link <\/a><br \/>\n<!--\/noindex--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Instytucje te nie rozliczaj\u0105 prawid\u0142owo koszt\u00f3w po\u017cyczek i kredyt\u00f3w konsumenckich sp\u0142aconych przed czasem, je\u015bli nast\u0105pi\u0142o to przed 11 wrze\u015bnia 2019 r.\u00a0Tego dnia Trybuna\u0142 Sprawiedliwo\u015bci Unii Europejskiej wyda\u0142 wyrok (sprawa C-383\/18) zawieraj\u0105cy interpretacj\u0119 art. 49 ustawy o kredycie konsumenckim (t.j. Dz.U. z 2019 r. poz. 1083), zgodnie z kt\u00f3r\u0105, je\u015bli klient sp\u0142aci\u0142 po\u017cyczk\u0119 przed terminem, instytucja [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5378,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wiadomosci-finansowe"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banki niech\u0119tne zwracaniu prowizji - Favorite News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/favorite-news.com\/pl\/banki-niechetne-zwracaniu-prowizji\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banki niech\u0119tne zwracaniu prowizji - Favorite News\" \/>\n<meta property=\"og:description\" content=\"Instytucje te nie rozliczaj\u0105 prawid\u0142owo koszt\u00f3w po\u017cyczek i kredyt\u00f3w konsumenckich sp\u0142aconych przed czasem, je\u015bli nast\u0105pi\u0142o to przed 11 wrze\u015bnia 2019 r.\u00a0Tego dnia Trybuna\u0142 Sprawiedliwo\u015bci Unii Europejskiej wyda\u0142 wyrok (sprawa C-383\/18) zawieraj\u0105cy interpretacj\u0119 art. 49 ustawy o kredycie konsumenckim (t.j. 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